A specialty contractor insurance policy is an easy way to cover multiple risks without having to settle for a one-size-fits-all policy that wastes money on coverage you don’t want or need.
How can contractor insurance protect you?
Use the yellow hot spots and explore how contractor insurance can help protect against common risks.
A good policy includes general liability that covers you against claims of damage or injury caused on-site or to visitors on your own premises. Such costs can be immense and general liability insurance is often mandatory if you want to bid for government contracts.
Your stock, machinery, and equipment should be protected against damage or loss from fire, theft, flooding and other risks, both on- and off-site. Just as importantly, we’ll look into your insurance coverage against loss of income if you are unable to carry out work because your equipment is damaged.
Workers’ compensation insurance, may be mandatory and protects employees against lost income and medical bills resulting from workplace injuries. We will help work through the costs of a workers’ compensation policy given the inherent risks of construction work, with risk management and safety programs.
If you need any help choosing the right contractor insurance policy, contact us today.